Fees checked against each app’s own terms Not financial advice
Best Cash Advance Appswhat each one really costs

Cash advance apps that work with Chime

In brief

The surest option for a Chime member is Chime’s own MyPay: free within 24 hours, or $3.00 for $100 instantly (78% APR). Among other apps, only Brigitsays in an app-store listing or help centre that it works with Chime; 4 more say so only in blog posts, and 3 list Chime as unsupported.

Fees and terms checked · Not financial advice

Chime’s own options

Chime MyPay

$3.00 for $100 instantly · $0.00 within 24 hours

Chime MyPay lets members with qualifying direct deposits draw part of their pay early. It’s free if you wait up to 24 hours; instant delivery costs 3% with a $2 minimum and $5 maximum. Money goes only to your Chime account. No membership, interest, tips or late fees.

Chime SpotMe

No fees · $20 to $200 limit

SpotMe isn’t a cash advance. It lets eligible Chime members overdraw on debit card purchases and ATM withdrawals, starting at $20 and up to $200, with no fees or interest. You repay automatically from your next deposit. Chime may offer an optional tip afterwards.

What other apps say about Chime

Each app’s own words, with where it said them. A blog post is the app’s marketing, not a support commitment; an app-store listing or help-centre article carries more weight. “Most banks” wording means the app doesn’t name Chime either way.

AppChimeIn its own words$100 instant
Brigit Instant Cash Yes (in its app-store listing) Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ moreplay.google.com $14.98391%
Beem Everdraft Yes (in a blog post on its own site) Confirmed Chime compatibility. Beem is built to work with Chime’s banking infrastructure, so linking your account is quick and reliable.trybeem.com —
Gerald Cash Advance Yes (in a blog post on its own site) Once you've used BNPL, you unlock the ability to request a cash advance transfer up to your approved limit (often starting around $50-$100 and potentially growing) directly to your linked bank account, like Chime, completely free.joingerald.com —
Klover Balance Advance Yes (in a blog post on its own site) Top cash advance apps that work with Chime App Cash advance limit Speed of fund access Fee-free option available Klover $400 Three business days Same-day, for a fee Yesjoinklover.com $9.49247%
MoneyLion Instacash Yes (in a blog post on its own site) Several cash advance apps work with Chime, including Albert, Cleo, Dave, MoneyLion, Tilt and Varo, though each has its own eligibility rules, fees and funding speed.moneylion.com $7.50196%
Albert Instant Advance Only “most banks” wording Albert partners an account aggregator, Plaid , in order to connect to thousands of U.S. financial institutions.help.albert.com $0.000%
Cleo Cash Advance Only “most banks” wording To keep your bank info safe, your accounts are linked through Plaid, an API provider. ... *Please note that all banks supported by Plaid can be connected, but not all banks are compatible with the Cash Advance feature.intercom-help.meetcleo.com $20.98547%
Credit Genie Cash Boost Only “most banks” wording At Credit Genie , we partner with Plaid to securely connect with most major financial institutions.creditgenie.zendesk.com —
FloatMe Float Only “most banks” wording FloatMe works with Plaid, a technology that allows us to connect to your checking account at most banks and credit unions.intercom.help $14.49378%
Grid Cash Advance Only “most banks” wording You must have a personal checking account with one of our supported banks or credit unions (a “Bank Account”)getgrid.app $12.99339%
SoLo Funds SoLo Borrow Only “most banks” wording We are always working to add more banks as we grow. If your bank is not listed we may not support them at this time.solofunds.com —
Tilt Cash Advance (formerly Empower) Only “most banks” wording We use Plaid to connect bank accounts. If your bank isn't available, the list updates regularly so try again later.support.tilt.com $8.00209%
Vola Cash Advance Only “most banks” wording (on its website) Vola supports over 6,000 banks and credit unions.volafinance.com —
EarnIn Cash Out Listed as not supported EarnIn is continually testing new ways to support our Chime users. Currently, this means we are allowing a small test group of people who bank with Chime to use EarnIn.help.earnin.com $5.99156%
Possible Advance Listed as not supported We are currently unable to support some of the following accounts: Chime, Simple, Venmo (Personal), PayPal, Bluebird Amex, Dave, Serve, Current, Go2Bank, ONE, Albert, Lili, Branch, Uber Pro Card, Oxygen, Kikoff, MoneyLion (RoarMoney), Walmart MoneyCard by Green Dot, Turbo Card by Green Dot, ACE Flare Account by Metabank, Wisely by ADP, Providers Card, Gusto, Stepsupport.possiblefinance.com $15.00391%
Possible Loan Listed as not supported We are currently unable to support some of the following accounts: Chime, Simple, Venmo (Personal), PayPal, Bluebird Amex, Dave, Serve, Current, Go2Bank, ONE, Albert, Lili, Branch, Uber Pro Card, Oxygen, Kikoff, MoneyLion (RoarMoney), Walmart MoneyCard by Green Dot, Turbo Card by Green Dot, ACE Flare Account by Metabank, Wisely by ADP, Providers Card, Gusto, Stepsupport.possiblefinance.com —

No statement about Chime found on the official pages of: Dave.

Why Chime is hard for some apps

Most advance apps decide using your bank transactions, read through a connection service such as Plaid, and send the advance to the debit card linked to that account. An app can only lend against a Chime account if that connection works reliably for Chime, so support varies from app to app and can change. EarnIn’s list of unsupported banks names Chime; Possible’s does too, while saying some listed banks may still be eligible.

Try linking before you count on an app, and check the cost before you accept: the 8 apps with “most banks” wording range widely in price. Full ranking by true cost.

Questions

What cash advance apps work with Chime?

Chime’s own MyPay is the one built for Chime members: free within 24 hours, or $3.00 for $100 instantly. Among other apps, Brigit says so in an app-store listing or help centre; Beem, Gerald, Klover, MoneyLion say so in blog posts on their own sites. EarnIn and Possible and Possible list Chime as unsupported.

Does EarnIn work with Chime?

EarnIn lists Chime among the banks it doesn’t support, though its help centre says a small test group of Chime users can use EarnIn.

Does Dave work with Chime?

Dave’s help centre doesn’t say either way. It does list what it doesn’t support (PayPal, Cash App, Credit Karma, credit cards, most prepaid cards and shared accounts), and Chime isn’t on that list.

Is Chime SpotMe a cash advance?

No. SpotMe lets eligible members overdraw up to their limit on debit card purchases and cash withdrawals, with no fees or interest. It starts at $20 and goes up to $200. It doesn’t send cash to Cash App, Venmo or PayPal.

Sources for this page

How costs are calculated, what is left out and how to send a correction: methodology.

Cite this page

Best Cash Advance Apps. "Cash Advance Apps That Work With Chime, in Their Own Words." Updated November 8, 2026. https://bestcashadvanceapps.com/chime/