Credit Genie Cash Boost: what $100 really costs
In brief
Credit Genie’s Cash Boost runs from $10 to $150, with $70 the average for new customers. The $9.99 monthly membership is the default and is needed for instant or express delivery; its instant fee is shown only at checkout. Standard delivery in 1–3 business days is free. No tips.
Fees and terms checked · Not financial advice
Not in the cost ranking: Its instant delivery fee is shown only at checkout.
Every published price
Quoted from Credit Genie’s own pages, checked November 8, 2026. Each line links to where it says so.
| Charge | Price | From Credit Genie’s page |
|---|---|---|
| Credit Genie membership (needed for advances) | $9.99/month | The default for active accounts. The help centre says the $9.99 fee 'will still apply as long as your account remains active' even if you are not eligible for a Cash Boost. Required for Instant (and, per website/terms/help, Express) delivery.creditgenie.com |
| Instant to your debit card (fee shown at checkout) | not published on $100 | Instant | Approximately 30 minutes | Fee displayed at checkout | Instant push to your saved Visa or Mastercard debit card via TabaPay.creditgenie.zendesk.com |
| Standard delivery (1–3 business days) | $0.00 | Standard ACH transfers are offered without any additional charges and will generally appear in your Linked Account between one (1) to three (3) business days.creditgenie.com |
| Tips | not taken | See how Credit Genie stacks up. ... No Tips (Credit Genie: Yes)creditgenie.com |
| Express Delivery fee (same-day ACH to linked bank account) | see quote | An example: a $40.00 Cash Boost with optional Express delivery. Cash Boost amount: $40.00. Express delivery fee: $3.99. Total repayment with Express delivery fee: $43.99.play.google.com |
| Membership fee charged by default | $9.99 | Even if you're not yet eligible for a Cash Boost, please note that the $9.99 Monthly Membership Fee will still apply as long as your account remains active.creditgenie.zendesk.com |
| Late fee | $0.00 | There's no interest and there are no late fees — ever.creditgenie.zendesk.com |
Plans
| Plan | Per month | Note (from Credit Genie’s pages) |
|---|---|---|
| Membership | $9.99 | The default for active accounts. The help centre says the $9.99 fee 'will still apply as long as your account remains active' even if you are not eligible for a Cash Boost. Required for Instant (and, per website/terms/help, Express) delivery. |
| Membership fee waiver (by support request) | $0.00 | Request via creditgenie.com/help-request; processed in about 3 business days; waived users get Standard ACH only (terms s.10.1). |
Limits, eligibility and repayment
- Maximum
- $150.00 Cash Boosts range from $10 - $150. Few qualify for $150 and some do not qualify at all. creditgenie.com
- To start
- $70.00 Average approved amounts as of 9/14/26: $110 (repeat customers), $70 (new customers). creditgenie.com
- Who can get it
- Your account needs to: - Be open for at least 90 days. - Have regular direct deposits in the last 90 days. - Be a personal checking account (not business or joint). creditgenie.com
- Credit check
- No, per its own pages There are no hard credit checks and no impact to your credit score to apply or receive a Cash Boost. creditgenie.com
- Repayment
- Your Initial Cash Boost, any Boost Plus, and any associated Express Delivery Fees or Instant Delivery Fees ... are repayable together, in a single repayment, on your Repayment Date. ... based on our estimation of when you will receive your next deposit creditgenie.com
- Interest
- No interest, ever creditgenie.com
- States
- The CASH BOOST™ Service is not currently available to residents of Connecticut, Maryland, Nevada, Hawaii, Washington, D.C., or Wisconsin. creditgenie.com
- Bank connection
- Plaid Credit Genie connects to banks through Plaid, a trusted third-party. creditgenie.zendesk.com
- Works with Chime
- Only “most banks” wording At Credit Genie , we partner with Plaid to securely connect with most major financial institutions. creditgenie.zendesk.com
- Works with Cash App
- Only “most banks” wording Plaid covers many U.S. banks and credit unions, but not all of them — and some banks don't support every Plaid feature Credit Genie needs. creditgenie.zendesk.com
Worth knowing
- Not available in Connecticut, Maryland, Nevada, Hawaii, the District of Columbia or Wisconsin, per its terms.
Regulatory actions
Our check of official sources (the FTC, the CFPB, the Department of Justice, state attorneys general and regulators) turned up no action about Credit Genie’s advances as of November 8, 2026. If you know of one, please tell us.
Close to Credit Genie on cost
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MoneyLion Instacash
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Sources for this page
- creditgenie.com — Credit Genie’s own page, checked Nov 8, 2026
- creditgenie.com — Credit Genie’s own page, checked Nov 8, 2026
- play.google.com — Credit Genie’s own page, checked Nov 8, 2026
- creditgenie.zendesk.com — Credit Genie’s own page, checked Nov 8, 2026
- creditgenie.zendesk.com — Credit Genie’s own page, checked Nov 8, 2026
- creditgenie.com — Credit Genie’s own page, checked Nov 8, 2026
- creditgenie.zendesk.com — Credit Genie’s own page, checked Nov 8, 2026
- creditgenie.zendesk.com — Credit Genie’s own page, checked Nov 8, 2026
- creditgenie.zendesk.com — Credit Genie’s own page, checked Nov 8, 2026
How costs are calculated, what is left out and how to send a correction: methodology.
Cite this page
Best Cash Advance Apps. "Credit Genie Cash Boost: the true cost of a $100 advance." Updated November 8, 2026. https://bestcashadvanceapps.com/apps/credit-genie/