Fees checked against each app’s own terms Not financial advice
Best Cash Advance Appswhat each one really costs

Vola Cash Advance: what $100 really costs

In brief

Vola charges only a monthly membership, with no instant fee and no tips. Plans run from $2.99 or $3.99 to $24.99 a month, and higher plans unlock larger advances, but Vola doesn’t publish which plan gives which amount. Advances range from $15 to $500.

Fees and terms checked · Not financial advice

Not in the cost ranking: Vola doesn’t publish which plan, at what price, unlocks a $100 advance (plans run $2.99–$24.99 a month).

Every published price

Quoted from Vola’s own pages, checked November 8, 2026. Each line links to where it says so.

ChargePriceFrom Vola’s page
Vola membership (needed for advances) not published Vola offers multiple subscription tiers ranging from $2.99 to $24.99 per month. Your eligible cash advance amount depends on the plan you choose.volafinance.com
Instant transfer $0.00 on $100 Funding Timing & Fees: No additional fees for Instant Transfer. Most users receive funds within seconds if their bank supports real time payments; otherwise, transfers may take up to one business day.volafinance.com
Standard delivery (up to 1 business day) $0.00 otherwise, transfers may take up to one business day.volafinance.com
Tips not taken Vola does not request tips at any point.volafinance.com
Late fee $0.00 No. Vola does not charge late fees or penalties for missed payments.volafinance.com

Plans

PlanPer monthNote (from Vola’s pages)
Lowest tier (as marketed)$3.99Home page: 'Starts at $3.99/month'; comparison pages (updated July 1, 2026): '$3.99–$24.99'. FAQ says the range starts at $2.99. Which tier unlocks which advance amount is not published, and Google Play says 'not all plans include cash advances'.
Highest tier$24.99'Vola uses a tiered subscription from $3.99 to $24.99 per month, with higher tiers unlocking larger advances' (volafinance.com/vs/dave).
Basic Membership (free) per Terms of Service last updated Nov 17, 2023$0.00'You may obtain an Advance with a Basic Membership by emailing hello@volafinance.com and stating that you would like an Advance without subscribing for a Premium Membership.' Source: https://www.volafinance.com/terms-and-conditions

Limits, eligibility and repayment

Maximum
$500.00 Eligibility: Not all users will qualify. Advance amounts range from $15 to $500, depending on eligibility. volafinance.com
To start
Users typically start with a lower amount and increase their advance limit over time by making on time payments. volafinance.com
Who can get it
Vola will check that your bank account: Is more than 3 months old; has activity on most days of the week; has an average balance over $150; and receives income or deposits. volafinance.com
Credit check
No, per its own pages No Credit Check Vola does not pull credit history or impact your credit score apart from increasing it. volafinance.com
Repayment
Each Advance is repayable in one (1) installment. We reserve the right to charge your Bank Account or debit card linked to your Vola Account for Advance repayment on or around: (1) your pay date, or (2) the pay back date selected by you volafinance.com
Interest
No, Vola is a 0% interest platform for cash advances. volafinance.com
States
Cancel anytime. Not available in all states. volafinance.com
Bank connection
Plaid Vola currently utilizes Plaid Inc. (“Plaid”), a third-party technology company, to retrieve your linked Bank Account information. volafinance.com
Works with Chime
Only “most banks” wording (on its website) Vola supports over 6,000 banks and credit unions. volafinance.com
Works with Cash App
Only “most banks” wording (on its website) Vola supports over 6,000 banks and credit unions. volafinance.com

Worth knowing

  • Vola’s own pages disagree on the lowest plan price ($2.99 on its FAQ, $3.99 elsewhere).
  • Vola checks that your bank account is over 3 months old and averages more than $150.

Regulatory actions

Our check of official sources (the FTC, the CFPB, the Department of Justice, state attorneys general and regulators) turned up no action about Vola’s advances as of November 8, 2026. If you know of one, please tell us.

Close to Vola on cost

Albert Instant Advance

$0.00 · 0% APR

Chime MyPay

$3.00 · 78% APR

EarnIn Cash Out

$5.99 · 156% APR

MoneyLion Instacash

$7.50 · 196% APR

Sources for this page

How costs are calculated, what is left out and how to send a correction: methodology.

Cite this page

Best Cash Advance Apps. "Vola Cash Advance: the true cost of a $100 advance." Updated November 8, 2026. https://bestcashadvanceapps.com/apps/vola/